Taxes in Retirement: How to Keep More of What You Earn!

Retiring soon? Already retired? Don’t leave your hard-earned savings to chance!

Join us October 21st at 6:00PM at the Brant Hills Community Centre, Room 2, for a must-see session that reveals how to make your money last, minimize taxes, and avoid costly retirement mistakes.

There’s no single way to retire — but the wrong plan can drain your savings fast. Learn how to keep more of what you’ve earned and enjoy the freedom you’ve worked for.

• 🧾 The Building Blocks of Retirement Income — How CPP, OAS, RRSPs, RRIFs, TFSAs, and pensions all work together to fund your retirement.
• 💰 CPP & OAS Timing Decisions — Learn when to take government benefits to maximize lifetime income and minimize clawbacks.
• 📉 Avoiding the Tax Trap — Understand how tax brackets, pension splitting, and strategic withdrawals can save you thousands over time.
• 📊 RRIF & Withdrawal Planning — How to build a “meltdown strategy” to draw income efficiently while preserving capital.
• 🏦 TFSA Optimization — Why it’s one of your most powerful retirement tools — and how to use it correctly alongside RRSPs and RRIFs.
• 💸 Investment Fees Matter — See how high-cost mutual funds quietly reduce your long-term income — and how low-cost models can help your savings last longer.
• ❤️ Protecting Your Spouse & Legacy — Learn how to ensure your loved ones are financially secure and minimize “estate taxes” on what you leave behind.

Event venue & nearby stays

Brant Hills Community Centre, 2255 Brant Street, Burlington, Canada

Concerts, fests, parties, meetups — all the happenings, one place.

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