Smart Money Management for Teens | NYC | Dec 17, 2026

TRIVE WISDOM | EVENT LEARNING BRIEF

Smart Money Management for Teens

New York City, NY, USA

01 | The Session At A Glance

Location - New York City, NY, USA

Duration - 1 Full Day – 8 Hours

Delivery - Instructor-led classroom training

Format - In person classroom training / Virtual Session

Language - English

Credits - 8 PDUs / Training Hours

Certification - Course Completion Certificate

Refreshments - Enjoy Complimentary Refreshments (Beverages, Lunch, and Snacks are included)

02 | Why This Session?

Teenagers encounter financial decisions when managing pocket money, gifts, part-time earnings, online purchases and digital payments. Understanding basic financial concepts can help them plan expenses, set savings goals and recognise situations that may put their money or personal information at risk.

This session introduces practical approaches to managing money through everyday examples and guided activities. Participants explore the difference between needs and wants, how to prepare a simple budget, how saving supports personal goals, and how to identify common financial scams.

The session also introduces basic banking concepts, interest, credit and debt. These topics provide a foundation for understanding financial responsibilities as teenagers prepare for further education, employment and greater financial independence.

03 | What You Can Take Into Your Work

• Explain the difference between income, expenses, needs and wants.
• Develop a simple budget for an allowance, gifts or part-time earnings.
• Apply basic spending and saving strategies to everyday financial decisions.
• Identify opportunities to compare prices and reduce unnecessary spending.
• Recognise warning signs associated with online scams and suspicious payment requests.
• Use safer practices when handling digital payments and personal financial information.
• Explain basic concepts related to bank accounts, interest, credit and debt.
• Create a personal money-management plan based on realistic financial goals.

04 | Is This Session For You?

• High School Students: Understand budgeting, saving and everyday spending decisions.
• College Aspirants: Learn to plan for education-related expenses and personal spending.
• Teenagers with Part-Time Jobs: Explore how to manage earnings, expenses and savings goals.
• Young Savers: Practise setting financial goals and developing regular saving habits.
• Teenagers Using Digital Payments: Learn about payment safety, personal information and common online risks.
• Teenagers Preparing for Financial Independence: Develop an understanding of banking, borrowing and responsible financial choices.

05 | The Strive Wisdom Approach

Practical: The session uses familiar financial situations, including shopping, budgeting and saving. Participants practise applying basic concepts to realistic examples.

Human-Centred: Activities recognise that financial circumstances, personal priorities and spending needs can differ. Participants consider how individual choices influence financial wellbeing.

Responsible: The session addresses careful spending, privacy, digital payment safety and awareness of financial scams. Participants explore ways to approach financial decisions thoughtfully.

Workflow-Oriented: Participants follow a straightforward process for identifying available money, planning expenses, setting savings goals and reviewing spending.

Applied: Guided exercises, case studies and group discussions help participants practise the concepts introduced during the session.

06 | From Individual Learning To Team Practice

In-House Session

Want to train your entire team?

Strive Wisdom can deliver this course as an in-house session for schools, colleges, youth organisations and community groups. The content and activities can be adapted to the learners' age range, educational needs and learning objectives.

Organisations can discuss relevant topics, including budgeting, saving, responsible spending, digital payment safety and financial risk awareness, when planning a group session.

Info: • Understand the role of money in everyday decisions.
• Distinguish between needs, wants and personal financial priorities.
• Recognise how habits and peer influence can affect spending choices.
• Icebreaker

Info: • Identify income sources and common personal expenses.
• Prepare a basic budget using a sample allowance or part-time income.
• Track spending and identify areas where adjustments may be appropriate.
• Hands-On Activity

Info: • Set realistic short-term savings goals.
• Compare prices, quality and usefulness before making purchases.
• Understand how planning purchases can help manage available money.
• Workshop Exercise

Info: • Understand the basic functions of bank accounts and savings accounts.
• Identify common digital payment methods and their uses.
• Recognise safe practices for protecting passwords, verification codes and payment details.
• Case Study

Info: • Identify warning signs in suspicious messages, links and financial offers.
• Understand the risks of sharing personal or financial information.
• Recognise appropriate steps to take when a payment request appears suspicious.
• Simulation

Info: • Explain the basic differences between saving and borrowing.
• Understand how interest affects savings and borrowing costs.
• Recognise potential risks associated with unpaid balances and unnecessary debt.
• Group Discussion

Info: • Combine budgeting, saving and spending priorities in a personal plan.
• Identify habits that support regular financial reviews.
• Adjust financial goals when expenses or circumstances change.
• Workshop Exercise

Event venue & nearby stays

Regus - NY, New York City - Brookfield Place, 200 Vesey Street, 24th Floor, New York, United States

Concerts, fests, parties, meetups — all the happenings, one place.

Get the app →

Discover more events by tag