planned, surplus, and the quiet cost of leaving cash where it is
About this Event
https://youtube.com/shorts/uSMgOYe1xvk
Nobody takes it. It just buys less.
£10,000 left in an account paying nothing is still £10,000 ten years later - but it buys about £7,587 of today’s life.
No fee. No withdrawal. No letter.
WALK IN
With savings sitting somewhere you never really chose - an old account, a Cash ISA opened years ago, or Premium Bonds bought as a gift.
We assume you understand the basics and spend the evening focusing on the choices.
WALK OUT
Knowing which rate you are actually receiving, the one move worth considering, and how the different options could apply to your own circumstances.
WHAT WE’LL COVER
This session is about the decision most of us never made: where our cash actually lives.
Most savings are quietly doing a fourth job - Idle, the one nobody chose. We’ll give every pound a real one:
- Emergency money - the fund you hope never to use, and how to think about sizing yours.
- Planned money - savings with a date and a purpose, and what is guaranteed to be available in full when you need it.
- Surplus money - cash that may have been quietly losing purchasing power.
We’ll then explore the different homes available for your savings:
- Easy-access savings accounts
- Easy-access Cash ISAs, including the April 2027 rule changes worth knowing about now
- Notice accounts
- Fixed-rate accounts
- Premium Bonds, including what a £1,000 holding may typically return in a year
- Money-market funds - an option many people have never had clearly explained
SESSION LEVEL: DECISIONS
Every find your point session sits at one of three levels:
Foundations - assumes no prior knowledge
Decisions - assumes the basics and focuses on weighing up the choices
Optimise - focuses on improving what you already have
This session is Decisions.
General financial education, not personal advice. Nothing is sold and nothing is recommended.
Small group · 6–10 people · 90 minutes · No jargon · £10 per person
Event Details
? Wednesday 5th August
? 6:30 PM - 8:00 PM (doors open at 6:15pm)
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About Rahul
Rahul comes from a credit trading background on Wall Street and the City and was previously FCA-registered as an institutional investment adviser. He founded find your point — a financial education practice for people who have been underserved by financial services.
About find your point
find your point helps people understand the financial systems that shape everyday life through small-group financial education workshops.
find your point
find your point provides general financial education only - not regulated financial advice. Figures are shared in good faith; rates and rules change, so verify before acting. find your point is not currently authorised by the Financial Conduct Authority (Direct Authorisation in progress). Always consult an FCA-authorised adviser before acting. Investments can fall as well as rise; past performance is not a reliable indicator of future returns. © 2026 Kibo Integral Tech Limited (Co. No. 15322474). ‘find your point’ is a trade mark of Kibo Integral Tech Limited. All rights reserved.
Event venue & nearby stays
The Tree House, FWV3+85, London, United Kingdom
Concerts, fests, parties, meetups — all the happenings, one place.