About this Event
Think homeownership may be out of reach? Come learn what's possible.
Buying your first home can feel overwhelming, especially when you're not sure where to start. You may be wondering whether your credit is good enough, how much money you'll need for a down payment, or whether buying a home is even an option for you right now.
Welcome Home is a free, no-pressure homebuying seminar designed to make the process easier to understand and help you explore your options.
Whether you're hoping to buy soon or simply wondering what it might take to become a homeowner someday, you're welcome to attend.
What You'll Learn
During this 90-minute seminar, we'll walk through topics including:
- Credit and preparing financially for homeownership
- Budgeting and understanding what you may be able to afford
- Down payments and low- or no-down-payment options that may be available
- Down payment assistance programs and eligibility requirements
- Pre-qualification and what to expect from the mortgage process
- Closing costs and other expenses to prepare for
- The homebuying process from a Realtor's perspective
- Title insurance and its role in a home purchase
- Home warranty options
- What happens from your first questions through closing
You'll also have an opportunity to ask your own homebuying questions throughout the seminar.
Not Sure You're Ready to Buy? That's Okay.
You don't need perfect credit or a large down payment just to start learning about homeownership.
You also don't need to be a First Mid customer, apply for a mortgage, or have your credit checked to attend. This seminar is an opportunity to learn, ask questions, and better understand what your path toward homeownership could look like.
If you decide you'd like to take the next step, Dion can also help you explore your mortgage options.
Meet Your Homebuying Resources
VP, CRA Mortgage Manager
First Mid Bank & Trust
NMLS #454639
Key-West Property Partners
Dion will help explain the mortgage and financing side of homeownership, while Bobbie will walk through the process from a Realtor's perspective.
Lunch Is On Us
The seminar is completely free, and we'll provide sandwiches, chips, drinks, and a light dessert.
Plus, attendees will have opportunities to win prizes, including gift cards and our grand prize: a 50-inch TV.
Event Details
Welcome Home: Free Homebuying Seminar
12:30–2:00 PM
Agape Gods Church
122 N. 5th St.
St. Charles, MO 63301
Come with questions. Leave with a better understanding of the homebuying process and what your next step could be.
Event venue & nearby stays
122 N 5th St, 122 North 5th Street, Saint Charles, United States