About this Event
Self-Employed Doesn't Mean Declined
Your Guide to Mortgages When You're Your Own Boss
If you run your own business, work as a contractor, or earn commission or freelance income, you've probably heard that getting a mortgage is harder for you. The truth is that self-employed people get approved every day. The difference is knowing how lenders look at your income and how to present your file the right way.
Join local mortgage agent Brad Lister for a relaxed, judgment-free evening where we break it all down in plain language.
What to expect
- How lenders actually assess self-employed income, and why your tax return doesn't tell the whole story
- Which documents to have ready and how to organize them
- The different lender options available to business owners, from big banks to alternative lenders
- How to plan ahead if your income or write-offs make approval tricky
- Mortgage options beyond buying a home, including refinancing, renewals, and accessing equity
- Time for your questions, with no pressure and no sales pitch
Who this is for
- Self-employed business owners and sole proprietors
- Incorporated professionals and contractors
- Commission-based and freelance earners
- Anyone who has been told "no" and wants to understand why
- Anyone thinking about going out on their own and wondering how it could affect a future mortgage
About your host
Brad Lister is a Mortgage Agent with Tango Financial and a lifelong St. Thomas and Elgin County resident. Before becoming a licensed agent, he spent over eight years at Lendesk building the lender rate and policy data that brokers across Canada rely on, so he knows how lenders think and where the flexibility is.
Event venue & nearby stays
The Atrium, 581 Talbot Street, St. Thomas, Canada
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