3xF - Fintech Foresight Forum

3xF is A by-invitation strategic forum bringing together C-suite and senior executives from global banks, fintech leaders, and investors to explore what financial services will look like in five to ten years - not as theory, but as a practical leadership challenge.

The agenda is built around three converging forces reshaping the industry: strategic autonomy and financial digital sovereignty for Europe, impact of artificial intelligence, and the rise of stablecoins and digital assets, examined through the lens of geopolitics, regulation, and technology together, not in isolation.

This is a thought leadership event, not a product showcase, no pitches, and no slides with code. The conversation is about strategic direction and future scenarios, competitive positioning, and the organisational capabilities that financial institutions need to develop now.

Speakers span global bank executives, fintech thought leaders, and VC perspectives on AI investment theses, with a deliberate focus on what leadership teams at major banks are grappling with, and what those ahead of the curve are doing differently.

Attendees leave with concrete scenarios and strategic frameworks they can bring into executive conversations, from a room designed to do one thing: think clearly about what comes next.

Note: Speakers announced on a rolling basis.

Info: "Digital sovereignty" has become the dominant frame for how European financial institutions talk about resilience and strategic autonomy. But most of what's being bought under the sovereignty label is theatre — the right SKU, the right region, the right badge — without the architectural substance that would let an institution actually withstand the disruption it's meant to protect against. Drawing on cross-industry data and platform engineering work with regulated organisations, this talk separates sovereignty theatre from sovereignty substance, layer by layer, and offers a practical framework for auditing where strategic autonomy actually lives in a modern financial services stack.

Info: A panel discussion on the Open Finance regulation, its role in transitioning from open banking to open finance, and the potential for new business models based on user-controlled financial data and AI.

Info: Join participants from fintech firms, investors, banks and policy organizations to discuss session insights and forge new relationships.

Info: How will artificial intelligence transform decision-making, fraud detection, risk management, and customer engagement in the coming years and what this means for the future of financial services?

Info: As AI agents begin to search, decide and transact on behalf of consumers and businesses, the entire payments stack is being rewritten. From embedded finance and real-time payments infrastructure to the real promise and practical limits of stablecoins and programmable money, payments are moving from invisible rails to intelligent orchestration.

In this session, the General Manager of Moonrise by Lunar explores what the next generation of payment infrastructure looks like in an era shaped by agentic AI and digital commerce. How do Europe and the Nordics position themselves in a world increasingly dependent on global platforms, cloud infrastructure and programmable financial networks? And what can the Nordics — one of the world's most digital and advanced payments regions — teach the rest of the world about building interoperable, real-time and API-native financial infrastructure?

The session will connect the dots between embedded payments, stablecoins, AI-driven commerce, local clearin

Info: Quantum computing is coming faster than many expect. This session offers a practical introduction to what it means for encryption, financial modeling, and how institutions can start preparing now.

Info: A foresight expert presents multiple scenarios of how the financial system might evolve touching on topics like programmable money, AI-based regulation, and new roles for central banks.

Info: A conversation on what skills, technologies, and leadership models financial organizations need to succeed over the next decade.

Info: Wrap up the day with music, drinks, and networking in a relaxed and friendly atmosphere.

Event Venue & Nearby Stays

Storey Club - Broadgate, 100 Broadgate, London, United Kingdom

Concerts, fests, parties, meetups - all the happenings, one place.

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