First Time Homebuyer Classes, Online, Sessions 1 & 2, NOVEMBER 7 & 14, 2024

Welcome to the First Time Homebuyer class!

This online class is offered by UF/IFAS Extension, a HUD-Approved Housing Counseling agency. The homebuyer workshop fulfills the educational requirements for HUD loans, down payment assistance programs and certain lenders. A certificate of completion will be emailed to you at the conclusion of the workshop, provided all class requirements are met.

The class is conducted online using Microsoft TEAMS. If you do not have this program on your computer, you will be prompted to download it on your first login. It is a small but very useful program, downloads quickly and can be deleted after the class.

PURCHASING TICKETS: It's important to note that the class fee is $10.00 for an individual or a couple. Scholarships are available upon request for households below 50% of the area median income. You have two options when you purchase tickets:

1. Select the "Individual" option if you're attending alone.
2. Select the "Couples" option if someone else will be attending with you and you plan to share course materials. Couples can purchase two tickets for a fee of $10.00.

Ensure all required information is filled out in the ordering section for a complete registration. If you find you cannot purchase a ticket, check that there are no blanks on your registration page.

For further information or inquiries, please contact Sheila Hutchinson at 386-822-5778 or via email at [email protected] .

Home Buyer Education Frequently Asked Questions:

• What is down payment assistance? Down Payment Assistance (DPA) programs provide funds to assist qualified buyers with down payment and closing costs to purchase a home. The funds are provided in the form of a no-cost or low-cost second mortgage. One requirement to qualify is completion of a HUD-approved home buyer education course. UF/IFAS Extension is a HUD-approved Housing Counseling Agency that provides home buyer education. The certificate of completion is viable for up to 24 months for SHIP and up to 12 months for the Florida Housing Finance Corporation Florida Bond program.
• Does my spouse need to attend the class? Attendance requirements are specific to each county. Please ask your Extension Agent for your county.
• Do I need to attend the Home Buyer Education class in the county where I will purchase a home? No. The certificate of completion is nationally recognized and can be used in any state, county, or city in the United States though we only accept Florida residents for this educational program.
• When does the certificate expire? Certificates of completion of the Home Buyer Education course are in effect for up to 24 months for most DPA programs. The certificate expires 12 months after the date of completion for the Florida Housing Financial Corporation Bond program.
• How do I know if I am eligible for down payment assistance? How much funding is available to me? Eligibility requirements and the amount of assistance available vary by county. Instructors will cover this information during the class.

The Institute of Food and Agricultural Sciences (IFAS) is an Equal Opportunity Institution authorized to provide research, educational information and other services only to individuals and institutions that function with non-discrimination with respect to race, creed, color, religion, age, disability, sex, sexual orientation, marital status, national origin, political opinions or affiliations. For more information on obtaining other UF/IFAS Extension publications, contact your county’s UF/IFAS Extension office or visit https://sfyl.ifas.ufl.edu/.

In accordance with the Americans with Disabilities Act and Section 296.26, F.S. persons needing accommodations or an interpreter to participate in the proceeding should notify University of Florida/IFAS Volusia County no later than 72 hours prior to the meeting at 386-822-5778.Equal Opportunity Institution

Equal Opportunity Institution

Event Venue

Online