About this Event
Modern Retirement Planning (MRP) is an interactive educational workshop designed to help you make informed decisions about your financial future. In a clear and unbiased learning environment, you'll explore strategies to help you define your retirement goals, protect your assets, and build a plan for long-term financial security.
This class focuses on practical concepts and real-world strategies so you can better understand how the pieces of retirement planning fit together.
What You Will Learn
During this workshop we will cover:
• How to identify and define your retirement goals
• Strategies to help create reliable retirement income
• Key investment principles for retirement planning
• How to protect your assets and avoid common mistakes
• Important estate planning considerations
• How taxes may impact your retirement income
What’s Included
✔ Two in-depth classroom sessions (3 hours each)
✔ A comprehensive 200-page workbook
✔ The ability to bring your spouse or a guest at no additional cost
Course Dates and Times
This course is taught as two engaging 3-hour sessions that build on one another. The classroom format allows time for discussion and learning in a comfortable, educational setting.
The course is being offered at 3 different times at both the SLO Cuesta Campus and the Paso Robles North County campus.
Option 1:
2 Tuesdays, March 10th & 17th 6-9pm
Cuesta College San Luis Obispo Campus Room 4110
Option 2:
2 Thursdays, March 12 & 19th 6-9pm
Cuesta College North County Campus in Paso Robles Room N1113
Option 3:
2 Saturdays, March 14th & 21st 10am-1pm
Cuesta College San Luis Obispo Campus Room 4117
When purchasing tickets via Eventbrite please be sure to select the correct tickets for the dates and locations you would like to attend.
Your Instructors
Carey James, Diane James, and Jaquelyn James work together to present the material, each covering their respective areas of financial expertise.
Together they bring over three decades of experience helping families gain knowledge and confidence in their retirement planning.
Agenda
Week 1-Chapter 1: Setting Goals
Info: These are some of the questions that may be discussed in this section: What type of lifestyle do you want in retirement? Will you need more or less money to live out your dreams? Will previous generations' strategies still work in today's environment? What obstacles will challenge the success of your plan? How can you make your "nest egg" more efficient?
Week 1-Chapter 2: Considering The Costs
Info: These are some of the questions that may be discussed in this section: How much will retirement really cost? How do you calculate an allowance for inflation? Have you considered that inflation continues during retirement? What return will you need to meet your goals? How do you know if you are ready to retire?
Week 1-Chapter 3: Nest Egg Sources
Info: These are some of the questions discussed in this section: What are your sources for retirement income? Should "nest egg" money be kept separate from emergency money? What are the taxation and withdrawal rules for each source? Is it better to take Social Security early, on time or delayed? Can you make too much money to contribute to an IRA? Is Roth IRA conversion a good idea?
Week 1-Chapter 4: Estate Planning
Info: These are some of the questions discussed in this section: Who will manage your estate if you become incapacitated? Who will make health care decisions if you are unable? Should you have a will or a trust?
Week 2-Chapter 5: Traditional Investments
Info: These are some of the questions that will be discussed in this section: Which investments meet your objectives? What are some ways to mitigate risk? What is the difference between a stock and bond? Can you lose money in a bond? What is a diversified investment program? How can I design a portfolio that will support me throughout retirement even if a recession occurs?
Week 2-Chapter 6: Non-Traditional Investments
Info: These are some of the questions to be discussed in this section: Where can non-market correlated assets fit into your portfolio? Are they safe? How do non-traditional assets differ from traditional assets?
Week 2-Chapter 7: Protecting your assets
Info: These are some of the questions to be discussed in this section: What type of insurance do you need? Does Medicare cover long-term care? Do you have too much life insurance? How do you know if you are self insured?
Week 2-Chapter 8: Strategies
Info: These are some of the questions discussed in this section: how can I generate more income in retirement without saving a dollar more? What are the best strategies to save on taxes? What actions can I take to increase my chances of reaching my financial goals?
Event Venue & Nearby Stays
Cuesta College-SLO Campus and NC Campus, California 1, San Luis Obispo, United States
USD 64.80
