About this Event
Think you’ll be a renter forever? This workshop is for people who look at home prices, interest rates, and their bank account and think, “There’s no way I can afford to buy.”
In this session, you’ll learn how real families are becoming homeowners using programs most people don’t even know exist—things like USDA Direct 502, housing vouchers, community land trusts, grants, and even loan assumptions with 2–3% interest rates. We’ll break down how these tools can reduce your down payment, lower your monthly payment, and turn “someday” into a real plan.
You’ll walk away with:
- A simple understanding of the key affordable homeownership programs
- Clarity on which options might fit your situation
- A short list of realistic next steps you can start on right away
No sales pitch, no shame, no jargon—just straight talk about how to buy a home when you’re convinced you can’t afford one.
Agenda
?: 12:00 PM
Welcome & Expectations
Info: Quick intro, what this workshop is (and isn’t), and a simple poll of where everyone is in their homeownership journey.
?: 12:05 PM
Why Homeownership Feels Impossible Right Now
Info: Reality check on prices, rates, and common myths like “I need 20% down” and “I’ll be a renter forever.”
?: 12:15 PM
Programs That Change the Math
Info: Plain-language overview of USDA Direct 502, vouchers, subsidized mortgages, community land trusts, and grants/down payment assistance.
?: 12:30 PM
Real-Life Examples & Numbers
Info: How local families have bought with little or no money down and payments close to what they were paying in rent.
?: 12:40 PM
Build Your Next-Steps Roadmap
Info: How to figure out which programs might fit you, what to work on first (credit, income, paperwork), and realistic timelines.
?: 12:50 PM
Q&A + Optional Planning Call Info
Info: Open Q&A plus how to book a one-on-one affordable homeownership planning call if you want personalized help.
Event Venue & Nearby Stays
3425 S Pacific Hwy, 3425 South Pacific Highway, Medford, United States
USD 0.00
