About this Event
WHY THIS CLASS MATTERS
Many of the retirement strategies utilized by our parents have grown outdated and may no longer have application for those looking to retire today. This class compares and contrasts the old retirement paradigms of yesteryear and the new paradigms of today. Attendees will discover how to insulate themselves from the risks of rising taxes, Social Security taxation, and how to avoid common mistakes that increase the chances or running out of money as you distribute your assets in retirement.
IMPORTANT TOPICS FOR RETIREMENT TODAY
TAX RATE RISK
• Why experts say tax rates could double
• How rising taxes may affect your retirement cash flow
• The “Catch 22” of 401k’s and IRA’s
• How lost deductions may affect your taxes in retirement
RETIREMENT INCOME PLANNING
• The three basic retirement accounts
• How to accumulate dollars in the right types of accounts for future retirement income
• What’s better for you: tax-deferred or tax-free accounts?
• How to define a “true” tax-free investment
• When should you convert to a Roth?
• How IRA’s and 401k’s cause Social Security taxation
• Strategies to reduce or eliminate taxes in retirement
MAXIMIZING SOCIAL SECURITY
• The causes of Social Security taxation
• The Social Security thresholds you need to be aware of
• The real cost of Social Security taxation
• Strategies to eliminate Social Security taxation
• Social Security maximization strategies
RETIREMENT DISTRIBUTION PITFALLS
• How the new rules on “Rate of Withdrawal” affect People Nearing Retirement
• How to ensure you won’t run out of money in retirement
• How to liquidate retirement assets in the right order
• How to eliminate “sequence of returns” risk
WHY LOSSES DURING RETIREMENT MATTER
• The impact of dramatic market loss in retirement
• Is “buy and hold” appropriate in retirement?
• How to safeguard against two types of investment risk
• How to shield your assets from stock market volatility
• Why “asset allocation” alone may not be enough
• How to truly diversify your retirement portfolio
This website and its content are for informational and educational purposes only. It is not intended to meet the objectives or suitability requirements of any specific individual or account, to provide tax, legal, or accounting advice, and to be considered a solicitation for the purchase or sale of any security, or to participate in any investment strategy. You should consult your own tax, legal, and accounting advisors before engaging in any transaction.
Testimonials are based on unique experiences from current clients and are not representative of all client experiences. Testimonials are solicited; however, no cash or non-cash compensation was paid for such testimonials. Investing involves risk, including the possible loss of principal and fluctuation of value. Past performance is no guarantee of future results.
Drozdow Financial is a name under Certior Financial Group, LLC an SEC registered investment advisor. All Investment Advisory Services are provided by Certior Financial Group d/b/a Drozdow Financial, an SEC Registered Investment Advisor. Registration with the SEC does not imply a certain level of skill or expertise. Drozdow Financial is not affiliated with Certior Financial Group. Additional information about Certior Financial Group d/b/a Drozdow Financial, is available in its current disclosure documents, Form ADV Part 1A, Form ADV Part 2A Brochure, and Client Relationship Summary report which are accessible online via the SEC’s investment Adviser Public Disclosure (IAPD) database at https://adviserinfo.sec.gov, using SEC #801-108506. Certior Financial Group does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services.
Event Venue & Nearby Stays
Northeast Dade - Aventura Branch Library, 2930 Northeast 199th Street, Aventura, United States
USD 0.00
