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Medicare Annual Enrollment: What You Need to Know!
Every year from October 15 – December 7, Medicare offers its Annual Enrollment Period (AEP). This is your opportunity to review your current coverage and make changes that better fit your healthcare needs and budget.
Why is this important? Because plans change every year. Premiums, copays, prescription drug coverage, provider networks, and extra benefits can all shift from one year to the next. A plan that worked well for you this year may not provide the same value next year.
During AEP, you can:
✅ Enroll in a Medicare Advantage Plan (Part C) if you don’t already have one.
✅ Switch from one Medicare Advantage Plan to another to get improved benefits, lower costs, or a better provider network.
✅ Add, drop, or change a Prescription Drug Plan (Part D) to make sure your medications are covered at the lowest possible cost.
✅ Return to Original Medicare if that’s a better fit for your needs.
Making the right choice can save you money, expand your coverage, and ensure you get the care you need without unnecessary stress. That’s why it’s always smart to reevaluate your plan during this window—your health and financial security are too important to leave to chance.
Don’t wait until the deadline approaches. Schedule your Medicare review today and feel confident heading into the new year.
Contact SWM to set up your personalized Medicare consultation between Oct. 15 - Dec. 7th.
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