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Most people will probably borrow money in some form during their lives. This workshop covers the ins and outs of loans and debt. The first topic discusses the different types of debt and when debts may be considered “good” versus “bad” debts. Then the basic loan calculations are covered including principal, interest, payment intervals, terms, and amortization. The risks and consequences of various types of debt, with tips for mitigating debt risk. Finally, after lunch we will discuss strategies for developing a workable debt payoff plan. It is appropriate to attend half the day if it make sense for your financial situation.Athens Impact Socially Responsible Investing is partnering with Rural Action to provide financial literacy for the community.
Financial Literacy Workshop 3 of 4: Loans and Debt
In Person at the Athens Public Library
PLEASE BRING YOUR LUNCH
Agenda:
9:30am Welcome and pre-test
9:50am Types of Debt (What is good debt?)
10:20am Loan Fundamentals
10:40am Loan Qualification
11:05am Post-test
11:20 Lunch break
12:15 Welcome back and Mini Pre-Quiz
12:30 Risk of Debt
1:25 How to Pay off Debt
2:45 Mini Post-Quiz
3:00 Class ends
Save the Date:
October 22 - Session 4 of 4
Education and Skill Development Workshop
Virtual Option: Join Zoom Meeting
https://us06web.zoom.us/j/7404475540?pwd=Sb5cFL7gfYfLOwIVoZhMaRP7LThU8b.1&omn=88628286235
Meeting ID: 740 447 5540
Passcode: 5540
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Event Venue & Nearby Stays
Athens Public Library, 30 Home Street,Athens,OH,United States
