About this Event
Greenfield Cooperative Bank - First Time Homebuyer Info Session
Join Victor Rodriguez, Greenfield Cooperative Bank AVP - Mortgage Loan Officer, at the E for All Center for an informative session tailored for first-time homebuyers! Learn everything you need to know about the home buying process from industry experts.
Confused about the home buying process? You're not alone! This information session, hosted by GCB, will equip you with the knowledge and confidence to navigate your journey to homeownership.
We'll break down the process from a lender's perspective, starting with the crucial role of credit. Learn how your credit score impacts your mortgage options, and why it's important for securing a favorable loan.
GCB's FTHB Achieve and Attain Programs:
We'll delve into our special mortgage programs designed specifically for first-time homebuyers. Discover the benefits of:
- Discounted Private Mortgage Insurance (PMI) premiums
- Competitive interest rates
- Potential lender-assisted closing cost credits
Pre-Approval Power:
In a competitive market, a pre-approval is your secret weapon. We'll explain how pre-approval strengthens your offer and gives you a negotiating edge.
Beyond the Loan: The Home Buying Journey
Our session doesn't stop at financing. We'll have guest speakers to guide you through other crucial aspects of buying a home:
Steven Laplante of ERA Laplante Real Estate will introduce you to the world of home shopping, including negotiation strategies, key terminology, and what happens after your offer is accepted.
Real Estate Attorney, Jim Baker, will explain the Purchase and Sale (P/S) contract, a multi-page document outlining the legal terms of your home purchase. They'll also walk you through the closing process, ensuring a smooth and successful transaction.
Leave Empowered to Achieve Your Dream
By the end of this session, you'll have an understanding of the home buying process, from financing options to legal considerations. Come prepared to ask questions and take the first step towards achieving your dream of homeownership!
First time homebuyer sessions are for informational purposes only. Certificates of completion are not available.
Event Venue & Nearby Stays
Greenfield Cooperative Bank - South Hadley, 487 Newton Street, South Hadley, United States