Corporate Credit Analysis Master Class

The course equips you with a comprehension of the various concepts in credit analysis, which will enable you to make decisions in crucial corporate credit scenarios. Our curriculum offers in-depth knowledge on how to conduct a quantitative evaluation of the various business and financial factors of a company, thereby enabling the participants to acquire the necessary skills for becoming a successful credit analyst. Besides, the course is very engaging and interacting, and thus, it facilitates the participants to apply the concepts learned into their routine professional tasks with precision.

Overview

The course will provide the participants with a structured methodology to analyze the solvency from a credit perspective. The course also prepares the participants to apply both qualitative and quantitative tools to assess the performance of a company and determine its credit rating as per the global standards. The course is designed to ensure that complex concepts are delivered to participants in a simple way, thereby supporting them in remembering and applying these concepts in their current jobs and in making crucial business decisions.

Who should attend                          

Anyone who wants to enhance their expertise in corporate credit analysis should attend this course, which includes:

• Professionals aspiring to have a career as analysts;
• Business analysts;
• Corporate analysts;
• corporate credit rating analysts;
• Investment bankers and corporate bankers;
• Private equity analysts;
• Heads of departments, managers, and executives;
• Business owners and entrepreneurs.

Methodology                                                

Non-theoretical methodology which includes live teaching, interactive discussions, case studies, and assignments to understand the concepts and their applicability. As a policy, we limit the class size so that we can provide attention to each participant and ensure their objective is achieved.We request you to have our laptop with Microsoft Excel installed for this training.

We request you to please bring your laptop with Microsoft Excel installed to the class.

Trainer

Once you register, we will send you the online training information with the links to log in for the training. This course will be conducted by an experienced training consultant having more than 18 years of industry experience with some of the world’s leading financial institutions, specializing in corporate finance, investment banking, and private equity.

Course Content

Module – 1

Corporate Credit Analysis: Introduction

• Why is credit needed?
• Various types of credit and industry structure
• Importance of credit analysis

Module – 2

Credit Analysis: Assessment and Measurement

• Various types of assessment tools and methods
• How to apply the same in analysis
• Key mistakes to avoid

Module – 3

Credit Analysis Framework

• Analysis of credit analysis framework
• Apply various factors of credit framework
• Significance in decision-making and scrutinization

Module – 4

Borrower Rating and Analysis

• Managing and process borrower rating
• Analyzing threats in the operating environment, capital markets, and industry of the borrower

Module – 5

Assessment of Business Risks

• Study of the types of risks in credit evaluation
• Assessing business and financial risks
• Managing the risk of business

Module – 6

Strategic Company Analysis

• Impact of life cycles on the company
• Strategic advantages and disadvantages –competitive advantages, industry forces, etc

Module – 7

Strategic Company Position Analysis

• Competitive ratings in the industry and its impact
• Analyzing the operating risks
• Major causes of the company’s decline

Module – 8

Analysis of the Company’s Financial Statements

• Reviewing the company’s financial information
• Undertaking income statement analysis
• Analyzing revenue, profitability, and asset,ratios

Module – 9

Cash Flow Analysis

• The importance of cash flow
• Studying the cash conversion cycle
• Significance of critical ratios such as DSCR, LLCR, leverage ratios, etc

Module – 10

Evaluation of Operation and Company Structure

• Reviewing the company structure
• Concept of multiple layer formation
• Process of the management assessment framework

Module – 11

Approval of the Credit Process in Banks and Corporates

• Overview of the process of loan sanction
• Understanding various financial and non-financials factors
• Studying the sample contents of a loan scoring model

Module – 12

Preparation of Credit Note for Loan

• Review of a sample credit note
• Content and its applicability
• Key mistakes to avoid

Module – 13

Management of Credit

• Studying the different types of risks and mitigation's
• Company level vs. group structure risk
• Onetime vs. continuous management

Module – 14

Debt Structuring and its Elements

• Importance of debt structuring
• Reviewing the elements in debt structuring
• Different types of structure and its benefits

Module – 15

The Role of Documentation and its Types

• How reliable documentation helps a lender
• Assessing risk coverage through loan documentation
• Role of covenants and how to set up a bank covenant spectrum

Module – 16

Financial Distress: Causes and Effects

• Signs and causes of financial distress
• Effects of financial distress
• Potential options for financial distress?

Module – 17

Restructuring Analysis: Short-term Strategies

• Studying the phases of restructuring and its benefits
• When should companies take up redesign?
• Analyzing long-term strategies in restructuring

Module – 18

The Credit Rating Process

• Why is it crucial
• Structure of the rating preamble and study of a sample credit rating report
• Credit rating team structure

Module – 19

Principal Factors in Credit Rating

• Process to calculate your business credit score
• Types of credit ratings followed globally
• Key rating factors across various industries

Module – 20

The Credit Rating Agencies and Committees

• Processes followed in a credit rating agency
• Data collection and its analysis
• Key points to deal with rating agencies

If you need further information, please visit www.riverstonetraining.com.sg or send mail at [email protected]

Riverstone – Corporate Training https://www.riverstonetraining.com.sg

Event Venue & Nearby Stays

JW Marriott Hotel Kuala Lumpur, 183 Jalan Bukit Bintang, Kuala Lumpur, Malaysia