3 Credit Myths That Are Stopping You From Buying a Home

Thu Nov 20 2025 at 06:30 pm to 07:30 pm UTC-05:00

3006 Lafayette Blvd | Fredericksburg

John Lanzone | Fairway Home Mortgage
Publisher/HostJohn Lanzone | Fairway Home Mortgage
3 Credit Myths That Are Stopping You From Buying a Home
Advertisement
Bust credit myths, boost your score—whether you’re building or fine-tuning—and take real steps toward homeownership.
About this Event

Think your credit is holding you back from buying a home? You’re not alone—and chances are, it’s not as bad as you think.

Join John Lanzone with Fairway Home Mortgage and Juan Bergas from UQUAL for a practical, myth-busting workshop designed to give you clarity, confidence, and a plan.

You’ll learn what really impacts your credit score, what doesn’t, and how to take control of your financial future. Forget quick-fix gimmicks or one-size-fits-all advice—this is a real conversation about how credit works, what lenders actually look for, and how to move forward with confidence.

And here’s something most people don’t realize:
Credit education and improvement aren’t just for those with poor credit. Even a solid 700 score can often be elevated to a 740 or 750, which may dramatically lower loan costs and interest rates—saving thousands over the life of a mortgage.

You’ll walk away with:

  • Simple steps to improve your credit without paying for “repair” services that don’t work
  • Insight into what lenders actually use to qualify homebuyers (and why Credit Karma often misses the mark)
  • A personalized roadmap to start preparing for homeownership today
  • Access to trusted credit resources and professionals who can help

Enjoy complimentary pizza and refreshments, connect with others on the same journey, and leave encouraged—not overwhelmed. Space is limited, so please RSVP in advance to ensure seating and refreshments.

Hosted by:
John Lanzone, Mortgage Advisor, Fairway Home Mortgage
“Your Interest at Heart”

Guest Expert:
Juan Bergas, Credit Specialist, UQUAL

Advertisement

Event Venue & Nearby Stays

3006 Lafayette Blvd, 3006 Lafayette Boulevard, Fredericksburg, United States

Tickets

USD 0.00

Icon
Concerts, fests, parties, meetups - all the happenings, one place.

Discover more events by tags:

Workshops in Fredericksburg

Ask AI if this event suits you:

More Events in Fredericksburg

Thug Biker Family Charity Bike Night
Thu, 20 Nov at 05:30 pm Thug Biker Family Charity Bike Night

Amy's Cafe

Songwriting 101
Thu, 20 Nov at 06:00 pm Songwriting 101

1616 Princess Anne Street Fredericksburg Virginia 22401

Whiskey Valor Fundraiser
Thu, 20 Nov at 06:00 pm Whiskey Valor Fundraiser

309 William St, Fredericksburg, VA

GROWgiving Potluck Gathering
Thu, 20 Nov at 06:00 pm GROWgiving Potluck Gathering

Blue Stallion Leadership

Little Black Dress Gala Networking Event of the Year
Thu, 20 Nov at 06:00 pm Little Black Dress Gala Networking Event of the Year

911 Charles St

Queer Movie Night - Lez Bomb - FREE
Thu, 20 Nov at 06:20 pm Queer Movie Night - Lez Bomb - FREE

Central Rappahannock Regional Library

38th Annual James Monroe Lecture
Thu, 20 Nov at 07:00 pm 38th Annual James Monroe Lecture

Monroe Hall

Quantico Single Marine Program (SMP) PE at Spotswood Elementary
Fri, 21 Nov at 09:00 am Quantico Single Marine Program (SMP) PE at Spotswood Elementary

Spotswood Elementary School

Friday Before Thanksgiving Sale
Fri, 21 Nov at 10:00 am Friday Before Thanksgiving Sale

125 Olde Greenwich Drive Suite 150 Fredericksburg Virginia 22408

Grow a Reader Special: Happy Thanksgiving
Fri, 21 Nov at 10:00 am Grow a Reader Special: Happy Thanksgiving

2607 Salem Church Rd, Fredericksburg, VA 22407-6451, United States

November Twilight Nature Walk
Fri, 21 Nov at 04:30 pm November Twilight Nature Walk

Downtown Greens - Belman Road Campus

Rebecca Porter + Emily Woodhull at Strangeways Brewing FXBG
Fri, 21 Nov at 07:00 pm Rebecca Porter + Emily Woodhull at Strangeways Brewing FXBG

Strangeways FXBG

Fredericksburg is Happening!

Never miss your favorite happenings again!

Explore Fredericksburg Events